Introducing Tenet&You

Whatever your goals, Tenet&You can help you achieve them. We’re for life – health, wealth, time and happiness – and want to contribute to yours by providing access to the best financial advice available.

We genuinely care about putting you in a better financial position and have one simple aim: to give you complete financial peace of mind.

Tenet&You is part of Tenet, one of the largest adviser groups in the UK. Tenet was formed over 25 years ago and provides ongoing training and guidance to ensure the advice we provide is both fair and suitable for our clients’ needs. Tenet is ultimately responsible for the advice we provide.

In keeping with Police Mutual, our team of expert Financial Advisers are committed to improving the lives of the Police family, and will offer you financial advice to help you make the most of your hard earned savings.

Our Independent Financial Advisers can provide impartial, independent advice on products available to you from the whole of the UK market. We focus on the needs of members of the Police Family.

Rest assured, no matter your stage in life, your finances are in safe hands with Tenet&You.

What we do – services

Whether you’re approaching retirement or already enjoying the opportunities it offers, you’ll always be part of the Police family. And from time to time, you may require financial advice.

We can help you with:

  • Retirement and later life planning
  • Investments
  • Pensions
  • Savings
  • Protection
  • Inheritance Tax planning

Want to know more?

To find out more, please call us on 0330 433 9701 or email us at

Our approach

The process – what happens next?

At the start of our financial advice process, our advisers will conduct a thorough fact find to get to know you and your life goals. Your adviser will then put together a detailed financial plan and develop personalised recommendations for you which will include those products most suitable for your needs.

Everything in the recommendations will be explained in plain English, including our charges. You’re also welcome to invite a trusted friend or family member into the discussion should you wish for your own peace of mind.

How much does our advice cost?

Our charging structure is based on the level of service you require. Once we’ve assessed your current circumstances and objectives, we’ll fully explain the basis of our charges before any chargeable work is carried out. Fees may be subject to VAT but we’ll advise you whether or not this is the case.

What this means for you

You can rest assured that the advice you receive will be tailored to your specific requirements and will include:

  • Expert advice on your individual needs, including access to a range of investment, protection and pension products as necessary to meet those needs.
  • Agreeing with your adviser the frequency of meetings, as well as the type of information, reports, valuations, policy updates and market intelligence you require.
  • Access to WRAP platforms and asset allocation tools designed to ensure products perfectly match your approach to risk.
  • A service agreement provided at the outset to include details of the service you’ll receive and our cost structure.

Contact Us

  • NOTE: We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted which will require us to share your personal information with our advisers and our group of companies. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy or contact our Leeds office.

Contact Information

Tenet&You – Head Office
5 Lister Hill
LS18 5AZ

Phone: 0330 433 9701
PROVIDERS: This email address is not for provider use. If you are a product provider and do not have an email address for the adviser you need to contact, please call 0330 094 5532.